Required Minimum Distribution Calculator
Report Issue
Found an issue or calculation bug in Required Minimum Distribution Calculator? Send a report with your device diagnostics included so we can resolve it quickly.
Device Info IncludedAuto-detected
OS: Detecting...
Browser: Detecting...
Screen: --
Viewport: --
To: support@toolslash.com
Guide
RMD Calculation Guide
Calculate mandatory retirement distributions under SECURE 2.0 statutory threshold ages and IRS tables.
Formulas
Annual RMD = Prior Year Account Balance / IRS Lifetime Factor
Monthly Payout = Annual RMD / 12Frequently Asked Questions
- What is the RMD starting age?
- Under SECURE 2.0, individuals born between 1951 and 1959 begin RMDs at age 73, while those born in 1960 or later begin at age 75.
- What is the deadline for taking an annual RMD?
- Standard annual RMDs must be withdrawn by December 31 each year, except for first-year RMDs which allow deferral until April 1 of the following year.